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Checking Products

At First State Bank, we offer a full menu of Checking Accounts, so you can easily choose the checking account that is most convenient and beneficial for your lifestyle.

Free Checking with Direct Deposit

Experience hassle free checking that is easy to open and inexpensive to maintain. Write as many checks as you want and simplify your record keeping without bulky checks to store.

  • No minimum balance requirement
  • Unlimited check writing
  • Free check safekeeping
  • Free eStatement
  • Free Combined Statements
  • Free PhoneFirst
  • Free Online Banking

Silver Relationship Package Checking

Simply maintain $10,000 in any combination of deposits and/or loans, or open a First State Bank qualifying mortgage to receive all of the benefits from this basic relationship package. Click here to learn more.

  • No minimum balance, interest bearing checking account
  • Free Online Banking
  • Free Online Billpay
  • Free Money Card
  • Periodic bonuses on CD rates

Gold Relationship Package Checking

Earn more rewards when you maintain $25,000 in any combination of deposits and/or loans at First State Bank.  Click here to learn more.

  • No minimum balance, interest bearing checking account
  • Free Checks
  • Free Online Banking
  • Free Online Billpay
  • Free Money Card
  • Discounts on Money Orders, Cashiers Checks and Travelers Cheques
  • Discounts on loan closing costs
  • At least .30% Bonus on CD rates
  • .25% Discount on consumer loan rates with autopay

Platinum Relationship Package Checking

This is one of the best checking packages available anywhere.  Maintain $75,000 in any combination of deposits or loans to qualify.  Click here to learn more.

  • No minimum balance, interest bearing checking account
  • Free Checks
  • Free Online Banking
  • Free Online Billpay
  • Free Money Card
  • Free Money Orders, Cashiers Checks and Travelers Cheques
  • Free Safe Deposit Box
  • No annual fee Home Equity Line of Credit
  • Discounts on loan closing costs
  • At least .50% Bonus on CD rates
  • .50% Discount on consumer loan rates with autopay

Interest Checking

Get more for your money by opening an interest-bearing checking account. Enjoy the freedom of unlimited check writing and free check safekeeping.

  • $500 minimum or $750 average balance to avoid a service fee
  • Interest Bearing
  • Unlimited check writing
  • Free check safekeeping
  • Free eStatement
  • Free Combined Statements
  • Free PhoneFirst
  • Free Online Banking
  • Free Printed Statement

Premiere Club Checking

A totally Free Checking account for our customers whom are 50 years or better.  This is an Interest-bearing checking account that includes discounts on some services. Special trip opportunities are also available to our Premiere Club members.

  • No minimum balance requirements
  • Interest Bearing
  • Unlimited check writing
  • Free check safekeeping
  • Free eStatement
  • Free Combined Statements
  • Free PhoneFirst
  • Free Online Banking
  • Free Printed Statement
  • 50% discount on Money Orders, Cashier's Checks & Travelers Cheques
  • 10% discount on Safe Deposit boxes, 20% discount with Autopay

Checking Account Overview

 

Free Checking with Direct Deposit

Interest Checking

Premiere Club for 50 years or better

Minimum Checking Balance

$0

$500 min/ $750 avg

$0

Interest Bearing

 

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*

Monthly Service Fee (if below minimum balance)

$0

$7.95

$0

Unlimited Check Writing

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*

*

Free Check Safekeeping

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*

Free eStatement

*

*

*

Free Combined Statement

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*

*

Free PhoneFirst

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Free Online Banking

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*

Money Card Available

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*

Free Printed Statement

 

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*

Money Orders, Cashier's Checks, Travelers Cheques Discount    

50% Discount

Safe Deposit Box Discount

   

10% Discount 

 20% with Autopay

Click here for a printer friendly version of the Checking Overview

Reorder Your Checks Online

Reordering checks from First State Bank couldn't get easier! You can now order your checks directly through the Deluxe Personal Check Reorder Web site. Use this convenient check order method to save time!

Equal Housing Lender, Member FDIC

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