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First State Bank gives you more with your loans. Balances may qualify towards our Relationship Packages. Click here to learn more.
Mortgage Loans
Fixed
Lock into a rate for up to 30 years with a fixed rate mortgage. Feel secure knowing your interest rate and payment will not change, while having the option to choose a bi-weekly payment plan to save considerable interest expense.
Adjustable
An adjustable rate mortgage, allows you to lock into current market rates for a period of 1 to 3 years. Work with a Relationship Manager who is a member of your community and has your best interest at heart.
Home Equity Loan
If you own a home, take advantage of a home equity loan to build that addition or plan that vacation. Structure the loan to fit your financial needs while taking advantage of possible tax deductible interest.
Home Equity Lines of Credit
Make purchases for your home with a predetermined line of credit secured by the equity in your home. Enjoy a lower interest rate than most credit cards while having the convenience and flexibility of special equity line checks.
Construction Loans
Wanting to build your dream home? Do it with a short-term construction loan. Make draws as expenses are incurred while maintaining your budget with lower payments during the loan.
Installment Loans
Whether you're camping or spending a day at the lake, finance the toys for your hobby with a retail installment loan. Enjoy the comfort of receiving a fair deal as you work with an experienced lender who has your best interest at heart. To help you get started, visit the National Automobile Dealers Association's Online Appraisal Guide to check the value of your car or any other vehicle you own.
Personal Reserve Accounts
Enjoy the extra buying power of a predetermined line of credit linked to your checking account with the convenience of "buying now and paying later."
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