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Relationship Packages
What is a Relationship Package?

With a Relationship Package we reward you for all of the business you have with First State Bank.  Combine all of your checking, savings, and loans into one convenient package to receive free services along with bonuses and discounts.

All our Packages include:

  • A Totally FREE interest bearing checking account
  • Free PhoneFirst ~ Automated telephone banking service
  • Free Online Banking
  • Free Online Billpay
  • Free Money Card... and more

Silver Relationship Package

Simply maintain $10,000 in any combination of deposits and/or loans, or open a First State Bank qualifying mortgage to receive all of the benefits from this relationship package.

Gold Relationship Package

Earn more rewards when you maintain $25,000 in any combination of deposits and/or loans at First State Bank.  The Gold Package includes all of the basic package features plus:  Free checks, bonuses on deposits, discounts on loans and discounts on fees and services.

Platinum Relationship Package

This is the best checking package available.  Maintain $75,000 in any combination of deposits and/or loans at First State Bank to take advantage of this package.  As a Platinum customer, you receive the best pricing on loans and CD's and services we offer for FREE!  The Platinum Relationship Package includes all of the package features plus:  Two free boxes of checks per year, free safe deposit box, free financial planning, free check images, bonuses on deposits and discounts on loans.

Relationship Packages Overview
  Silver Relationship Package Gold Relationship Package Platinum Relationship Package
Minimum opening deposit

$100

$100

$100

Minimum checking balance

$0

$0

$0

Minimum total deposits/loans to avoid membership fee

$10,000

($9.95 a month if balances are not maintained

$25,000

($14.95 a month if balances are not maintained

$75,000

($19.95 a month if balances are not maintained

Competitive interest 

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Unlimited check writing

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Free personalized checks 

 

2 boxes per year 

2 boxes per year 

Free safekeeping of checks

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Free eStatement with free check images

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Free accidental Death insurance 

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 *

Free Combined Statements

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Free Online Banking

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Free PhoneFirst 

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Free Money Card

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Free Online Bill Pay

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Money Orders and Cashier's Checks discount

 

50% discount 

Free 

Travelers Cheques discount

 

50% discount 

 Free

Safe Deposit Box discount

 

 50% discount 

Free 

Consumer Loan discount

 

at least .25% w/ discount autopay 

at least .50% w/ discount autopay  

Home Mortgage discount 

 

$100 off closing costs 

$200 off closing costs 

Certificate of Deposit bonus

 Periodic bonuses on CD rates

at least a .30% bonus 

at least a .50% bonus  

Fixed Rate IRA bonus

 

at least a .30% bonus  

at least a .50% bonus  

Click here for a printable version of the Relationship Packages Overview

Equal Housing Lender, Member FDIC

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