Streamlined payment solutions create benefits for your farm.
Running an agricultural business means managing both incoming and outgoing funds. Payments to suppliers, equipment vendors, property managers, and utilities can be time-consuming, but First State Bank offers a range of solutions to make these transactions easier, faster, and more efficient. With these tools, your team can focus more on the farm and less on paperwork.
Bill Pay
Paying bills by issuing paper checks involves considerable staff time and postage costs. Our online Bill Pay is a resource-friendly alternative.
- View all your farm’s bills and invoices in one simple location.
- Make one-time payments with just a few clicks.
- Set up recurring payments for regular expenses like utilities or rent.
- Receive reminders for upcoming due dates.
- Access a complete history of past payments.
- Reduce paper clutter and save on postage costs.
ACH Origination
Another way to streamline the payables process for your farm is to use the nationwide Automatic Clearing House (ACH), which offers a quick, secure, and electronic way to transfer funds, saving you time and ensuring payments are made without delay.
- ACH Origination is available through First State Bank’s Business Online Banking.
- Use ACH Origination to pay vendors, utilities, insurers, and other suppliers electronically.
- Eliminate the risk of checks being delayed or lost in the mail.
- Free up your staff’s time by reducing check processing tasks.
ACH Originators: Compliance with the Nacha Operating Rules and your ACH Origination Agreement is required. The ACH Originator Guide outlines key ACH requirements, including authorizations, record retention, SEC codes, returns, and reversals.
Wire Transfers
Move funds across town or across the country safely and securely. Wire transfers are commonly used for large-dollar transactions, real estate closings, and time-sensitive payments to business partners.
Wire services available:
- Domestic wire transfers
- International wire transfers
- Available in U.S. dollars or select foreign currencies
How to initiate a wire transfer:
- Online Outgoing Domestic Wires via Business Online Banking (enrollment required)
- Email, fax, or phone
- In person at any First State Bank branch
Additional details:
- Domestic wires initiated prior to 3:00 p.m. CST are generally delivered the same business day.
- To receive a wire, your sender will need First State Bank’s routing number: 075907497
Our wire transfer solutions are designed to provide security, reliability, and flexibility, helping you manage your payables efficiently while staying focused on running your business.
Business Credit Cards
Apply for a First State Bank Visa® Platinum Business Credit Card to increase your farm's purchasing power online or with vendors worldwide. Manage multiple cards, assign limits for employees or areas of your farm, and track those expenses within online account management.