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Checking

All First State Bank business checking accounts offer:

Free business debit card(s) for you and/or authorized employees.
Convenient access to your accounts anywhere, anytime using your Digital Banking services.
Free eStatements.
Treasury Management services including Payables Management, Receivables Management, and Deposit & Liquidity Services.*

Business Essential Banking

Perfect for sole proprietors and associations who maintain lower balances and have minimal transaction needs. Enjoy the simplicity and convenience tailored to your business.**

Business Relationship Banking

Tailored for mid-size businesses, this account offers the resources and support you need to thrive including the opportunity to earn interest plus other discounts with a qualifying deposit relationship.

Municipal Banking

Available to municipal clients to manage public funds balances.

Non-Profit Banking

Available to non-profit organizations.

Agricultural Banking

Available to farmers and agricultural producers.

Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details.

* Treasury Management services help manage cash, financial risk, and operations by providing a suite of services to enhance a business's efficiency. Costs vary based on services utilized. Contact your Business Banker for more information.

** Transaction items include all debits, credits and items deposited, per statement.

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To avoid a $10 Maintenance Fee:
- Maintain $1,000 Average Monthly Balance.
100 transaction items included each statement cycle, then $0.10 per item.*
No cost for Paper Statements only or eStatements.
Paper statements with check images is $10 per month.

Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details.

* Transaction items include all debits, credits and items deposited, per statement.

To avoid a $50 Maintenance Fee:
- Maintain $15,000 Average Monthly Balance in the checking; or
- Maintain an Average Monthly Relationship* Balance of $150,000.
300 transaction items included each statement cycle, then $0.10 per item.**
Earn a competitive tiered interest rate.
No cost for Paper Statements only or eStatements.
Paper statements with check images is $10 per month.

Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details.

* Relationship Balance includes related checking, savings and money market.

** Transaction items include all debits, credits and items deposited, per statement.

To avoid a $10 Maintenance Fee:
- Maintain $100 Average Monthly Balance during the monthly statement cycle.
500 transaction items included each statement cycle, then $0.10 per item.*
Earn a competitive rate of interest.
No cost for Paper Statements only or eStatements.
Paper statements with check images is $5 per month.

Agricultural Banking

No average monthly or minimum balance requirement or maintenance fee.
No transaction fees.
No cost for Paper Statements only or eStatements.
Paper statements with check images is $5 per month.

Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details.