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First Rewards Checking

Looking for a personal checking account that rewards you? You've come to the right place.

Turn your everyday banking into something more with First Rewards Checking, our rewards-based personal checking account. Earn rewards for the banking activities you may already be doing while enjoying convenient digital banking tools, a free debit card, and no minimum balance requirements.

Benefits & Features
  • No minimum balance required
  • Avoid the $10 Monthly Maintenance Fee by enrolling in eStatements
  • Earn up to $10 per statement cycle1
  • Free debit card
  • Mobile Deposit & Digital Banking
  • Free credit score and financial management tools
  • Local banking you can trust 

Start Earning Rewards

Qualifying for rewards is simple. Maintain a $500 Average Daily Balance and then start earning rewards through direct deposits, mobile deposits, debit card purchases, or a combination of these activities.

Direct and/or Mobile Deposits 

Receive direct deposits and/or mobile deposits through your First Rewards Checking account.2

Earn $2 for each qualifying direct deposit or mobile deposit, up to $4 per statement cycle.



Debit Card Purchases
Use your First State Bank debit card for everyday purchases.
 
Earn $0.25 for every debit card purchase of $10 or more, up to $6 per statement cycle.3  










































How Much Can You Earn?

Enjoy up to $10 in rewards every statement cycle when qualifications are met. Plus, take advantage of convenient Digital Banking tools that make managing your money easy.

Direct Deposits & Mobile Deposits
  • Earn up to $4 per statement cycle
    • $2 for qualifying direct deposits
    • $2 for qualifying mobile deposits
      • Qualifying deposits may include two direct deposits, two mobile deposits, or one direct deposit and one mobile deposit.
Debit Card Purchases
  • Earn up to $6 per statement cycle
    • Earn $0.25 for every debit card purchase of $10 or more
In addition to earning rewards, you'll enjoy free credit score monitoring and easy access to your accounts anytime, anywhere. It's everyday banking designed to help you get more from your relationship with First State Bank.

 

Go Paperless & Skip the Fee

Enroll in eStatements to avoid the $10 Monthly Maintenance Fee and enjoy fast, secure access to your account statements anytime through Digital Banking.

 

Ready to Start Earning Rewards?

Discover how rewarding everyday banking can be. The team at First State Bank is here to answer your questions, explain account benefits, and help you determine if First Rewards Checking is the right personal checking account for you.
 
Limit one First Rewards Account per social security number. Other fees such as overdraft or returned item fees may apply. See our Common Features Schedule for details. Minimum Opening Deposit is $100. 
1 First Rewards will not pay out if closed mid-cycle.
2 At least one posted and cleared for each statement cycle per month.
3 Debit card transactions must post and clear to the respective account during the qualification cycle. This can be a combination of point of sale (POS), PIN, or POS signature-based transactions.
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